AI risks make some insurers wary of corporate liability
The RAND Corporation has released a report highlighting the growing mismatch between rapid enterprise AI adoption and the insurance industry's reluctance to cover associated liabilities. Insurers are increasingly adding exclusions for AI-related harms due to a lack of sufficient data to accurately price these emerging risks. This uncertainty may force the AI industry to moderate its ambitions and cause corporate customers to delay projects to fulfill fiduciary duties.
- ▪RAND's report notes that AI-related harms such as deepfakes and privacy violations do not fit neatly into existing insurance lines.
- ▪Insurer W. R. Berkley has introduced exclusions in its D&O, E&O, and Fiduciary Liability products to exclude coverage for any use of Artificial Intelligence.
- ▪Verisk/ISO introduced optional language in January 2026 allowing carriers to exclude harms arising from generative AI in over 80 percent of US property and casualty policies.
- ▪The Artificial Intelligence Incident Database currently lists 713 incidents of harm or near-harm caused by generative AI, with misinformation and manipulation being the most common category.
- ▪Approximately 250 US lawsuits related to AI are currently being tracked, largely stemming from the deployment of unreliable AI agents.
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| Original publisher | The Register |
| Canonical URL | https://www.theregister.com/ai-and-ml/2026/09/18/ai-risks-make-some-insurers-wary-of-corporate-liability/5297347 |
| Publication time | Fri, 18 Sep 2026 07:33:00 +0200 |
| Retrieval time | 2026-09-18T05:33:45.121Z |
| Last seen | 2026-09-18T05:33:45.121Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | fBLEyt0X9izY · 1 stories |
| Cluster logic | Grouped by semantic title/content similarity across sources within a rolling window. Same-publisher template collisions are excluded from coverage comparison. |
| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
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| Indexing | May the item be indexed (stored, ranked, made findable)? | Allowed |
| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
Basis: Derived from the published RSS/Atom feed. Contact: [email protected]. Reviewed: 2026-07-24.
Opening excerpt (first ~120 words) tap to expand
(function() { let windowUrl = window.location.href; windowUrl = windowUrl.substring(windowUrl.indexOf('?') + 1); let messageElement = document.querySelector('.shareableMessage'); if (windowUrl && windowUrl.includes('code') && windowUrl.includes('expires')) { messageElement.style.display = 'block'; } })(); ai and ml AI risks make some insurers wary of corporate liability RAND wants better data to price machine-made mishaps, apocalypse not included Thomas Claburn Thomas Claburn AI AND SOFTWARE REPORTER Published fri 18 Sep 2026 // 06:33 UTC READ MORE German firm files for insolvency, blames cybercrims who shut down production for 6 weeks July 13, 2026 Estonia intends to recognize AI agents with digital IDs June 18, 2026 Google found liable for bad AI Overview results.
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