Are bank text codes enough to protect you?
Bank security measures can vary significantly, leading to confusion among customers. While text and email codes provide an additional layer of protection, they are not foolproof against scams. Cybersecurity experts recommend using stronger authentication methods when available to enhance account security.
- ▪Text and email codes are better than having only a password.
- ▪Scammers can steal codes or take control of a phone number through SIM swap scams.
- ▪Two-factor authentication adds an extra step to the login process, improving account security.
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Smart and Safe Tech Are bank text codes enough to protect you? Scammers can get around weaker login codes. Here’s how to check your bank’s security settings and protect your account By Kurt Knutsson, CyberGuy Report Fox News Published May 27, 2026 8:45am EDT Facebook Twitter Threads Flipboard Comments Print Email Add Fox News on Google close Video Fox News Flash top headlines for May 27 Fox News Flash top headlines are here. Check out what's clicking on FoxNews.com. NEWYou can now listen to Fox News articles! Bank security can feel confusing because every account seems to handle it differently. One bank sends a text. Another sends an email. Another asks you to approve a login inside its app.
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Excerpt limited to ~120 words for fair-use compliance. The full article is at Fox News — Latest.