California can make earthquake insurance cheaper by reducing risk
Californians know another major earthquake is coming. The only question is when. Scientists believe that there is more than a 99 percent chance of one or more major earthquakes hitting California in the next 30 years. Yet only about 13 percent of California homeowners carry earthquake insurance. Approximately two thirds of California’s residential earthquake insurance...
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Opinion California can make earthquake insurance cheaper by reducing risk By Ben Allen Published July 12, 2026, 10:07 p.m. ET See more of our coverage in your search results. Add The California Post on Google Californians know another major earthquake is coming. The only question is when. Scientists believe that there is more than a 99 percent chance of one or more major earthquakes hitting California in the next 30 years. Yet only about 13 percent of California homeowners carry earthquake insurance. Approximately two thirds of California’s residential earthquake insurance market is served by the California Earthquake Authority, with the remaining one third served by private insurers. That gap between the risk we face and the protection we have should concern every Californian.
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