Can private mortgage investments beat your portfolio?
Mortgage investment entities (MIEs) provide an alternative for borrowers who struggle to secure traditional mortgages. They have shown promising returns, averaging over 9% in recent years, but come with risks related to liquidity and redemption. Investors should weigh the potential for high returns against the challenges of accessing their funds when needed.
- ▪MIEs are funds that lend money to borrowers who cannot qualify for traditional mortgages.
- ▪Returns from MIEs averaged 9.2% in 2024 and 7.7% in 2025, with residential-focused MIEs exceeding 10%.
- ▪Investors may face difficulties accessing their capital, as some MIEs have restricted redemptions.
The Globe and Mail publishes from Canada and files mainly under world. We currently carry 1,935 of its stories.
Story provenance
Source · retrieval · rights · ranking — open for full record
inspect →
Story provenance
Attribution is not the same as permission. This drawer separates discovery metadata, excerpts, WeSearch-generated summaries, reuse status, and whether the publisher receives the visit. Nothing here claims a legal grant the publisher has not made.
Record
| Original publisher | The Globe and Mail |
| Canonical URL | https://www.theglobeandmail.com/investing/personal-finance/article-private-mortgage-investment-entities-returns-funds-investing/ |
| Publication time | Tue, 19 May 2026 21:09:44 +0000 |
| Retrieval time | 2026-05-19T21:19:58.178Z |
| Last seen | 2026-05-19T21:19:58.178Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | hnx18osoOPtR |
| Cluster logic | Grouped by semantic title/content similarity across sources within a rolling window. Same-publisher template collisions are excluded from coverage comparison. |
| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
Rights status (four layers)
WeSearch handling by dimension
| Indexing | May the item be indexed (stored, ranked, made findable)? | Allowed |
| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
Basis: Derived from the published RSS/Atom feed. Contact: [email protected]. Reviewed: 2026-07-24.
Opening excerpt (first ~120 words) tap to expand
ShareSave for laterPlease log in to bookmark this story.Log InCreate Free AccountYou may have heard of mortgage investment entities (MIEs), which are funds that collect money from investors and lend it out as mortgages. Borrowers who cannot qualify for a mortgage with a bank or credit union because of spotty credit histories typically turn to MIEs instead, paying higher interest rates in exchange for easier qualification.MIEs have delivered weighted average returns of 9.2 per cent and 7.7 per cent in 2024 and 2025, respectively, according to WOWA Data Lab analysis. That’s compelling for a period when real estate markets were broadly sluggish. But do they warrant a place in your portfolio?What exactly is an MIE?An MIE can be structured as a corporation, trust or partnership.
…
Excerpt limited to ~120 words for fair-use compliance. The full article is at The Globe and Mail.
Discussion
0 commentsMore from The Globe and Mail
