Childless Americans Have a Retirement Problem
"But not having children—and the expenses that come with kids—doesn't automatically mean you have a plan to save. Parenthood often forces tough conversations about money. Without that catalyst, too many Americans may be moving forward without a strategy."Current expenses also weighed heavily on those without children, with 61 percent saying they could not think about saving for retirement because they were focused on covering day-to-day costs, compared with 53 percent of parents.
- ▪"But not having children—and the expenses that come with kids—doesn't automatically mean you have a plan to save.
- ▪Parenthood often forces tough conversations about money.
- ▪Without that catalyst, too many Americans may be moving forward without a strategy."Current expenses also weighed heavily on those without children, with 61 percent saying they could not think about saving for retirement because they were f
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| Original publisher | Newsweek |
| Canonical URL | https://www.newsweek.com/childless-americans-have-retirement-problem-12340896 |
| Publication time | Wed, 19 Aug 2026 11:29:50 -0400 |
| Retrieval time | 2026-08-19T15:49:47.072Z |
| Last seen | 2026-08-19T15:49:47.072Z |
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| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
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Opening excerpt (first ~120 words) tap to expand
By Aliss HighamReporter0ShareNewsweek is a Trust Project memberSee more of our trusted coverage when you search.Prefer Newsweek on Googleto see more of our trusted coverage when you search.Americans without children may avoid some of the substantial costs associated with raising a family, but that does not necessarily translate into greater confidence about retirement.New research from insurance company Allianz Life has found that 54 percent of Americans who don't have children believe they can meet their retirement savings goal, compared with 72 percent of parents.The results suggest that while parents face expenses that can run into hundreds of thousands of dollars over the course of a child's upbringing, retirement preparedness may depend on more than simply having fewer financial…
Excerpt limited to ~120 words for fair-use compliance. The full article is at Newsweek.
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