Despite nearing their 60s, nearly four in 10 Americans heading towards the end of their careers don’t even have a retirement account

Many American workers have dreams of throwing in the towel by their mid-60s and spending the rest of their days in cushy retirement—but it’s become less of a reality for most. In fact, many professionals aging towards their workforce exit could make the leap with thin financial safety nets. Recommended Video Nearly half of working-age Americans in the private sector don’t have a retirement account, according to a AARP data analysis from Apollo Global Management’s chief economist Torsten Slok published this April. As expected, those who are still building their careers are the worst off: About 57% of Gen Zers and young millennials aged 18 to 34 do not have a plan set up. However, the issue even extends to older generations who have decades of experience under their belts.

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