Federal Reserve reports slight rise in US bank loan delinquencies in 2025
The Federal Reserve has reported a slight increase in bank loan delinquencies in the United States for 2025. While overall delinquency rates remain below the decade average, there are significant concerns in commercial real estate and mortgage loans. The banking system's capital position is solid, but the rise in delinquencies could indicate potential systemic issues if trends continue.
- ▪Total bank loan delinquency rates were approximately 1.5% in the first half of 2025, below the 10-year average of 1.7%.
- ▪Commercial real estate loans, particularly office properties, have delinquency rates hovering near 10%.
- ▪The aggregate household debt delinquency rate climbed to 4.8% by Q4 2025, driven by increases in mortgage and student loan delinquencies.
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Federal Reserve reports slight rise in US bank loan delinquencies in 2025 Overall delinquency rates remain below the decade average, but commercial real estate and mortgage loans are flashing warning signs. Share Add us on Google by Editorial Team Jun. 3, 2026 window.sevioads = window.sevioads || []; var sevioads_preferences = []; sevioads_preferences[0] = {}; sevioads_preferences[0].zone = "01f21ccf-2092-46b1-9ac7-8c44cc782e0f"; sevioads_preferences[0].adType = "native"; sevioads_preferences[0].inventoryId = "c5700508-581b-472c-8fdd-a931cdbfc8e1"; sevioads_preferences[0].accountId = "1e47efc1-ec2d-4fca-a8b9-354e249e5095"; sevioads.push(sevioads_preferences); The Federal Reserve’s latest Supervision and Regulation Report paints a picture of US bank loan health that looks fine from a…
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