Here's how mortgage rates changed in 2026 (and what could happen this June)
Mortgage interest rates have fluctuated significantly in 2026, starting the year at a favorable level for borrowers. However, various factors, including international conflicts and rising inflation, have caused rates to increase sharply. As of late May, the average rate for a 30-year mortgage has risen nearly 9% since January, although it remains better than rates seen in previous years.
- ▪Mortgage rates began 2026 at an average of 5.99% for a 30-year term.
- ▪By the end of May, the average rate for a 30-year mortgage had surged to 6.50%.
- ▪Factors such as rising inflation and international conflicts have contributed to the volatility in mortgage rates.
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| Original publisher | CBS News — Top |
| Canonical URL | https://www.cbsnews.com/news/how-mortgage-rates-changed-2026-what-could-happen-june/ |
| Publication time | Fri, 22 May 2026 10:49:28 -0400 |
| Retrieval time | 2026-05-22T14:52:02.372Z |
| Last seen | 2026-05-22T14:52:02.372Z |
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MoneyWatch: Managing Your Money Here's how mortgage rates changed in 2026 (and what could happen this June) We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 22, 2026 / 10:49 AM EDT / CBS News Add CBS News on Google Mortgage interest rates have experienced notable increases and declines so far in 2026.
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