Here's how much interest a $10,000 long-term CD can earn now
A long-term certificate of deposit (CD) can provide significant interest earnings for savers looking to grow their money. With fixed interest rates, a $10,000 investment can yield returns ranging from approximately $629 to $4,661 depending on the term length. However, savers must be willing to forgo access to their funds during the CD's term to benefit from these returns.
- ▪A $10,000 long-term CD can earn between $629 and $4,661 depending on the term length.
- ▪Current rates for CDs range from 4.15% to 4.20% for various terms.
- ▪CDs are FDIC-insured up to $250,000 per account, providing security for savers.
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MoneyWatch: Managing Your Money Here's how much interest a $10,000 long-term CD can earn now We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 29, 2026 / 2:17 PM EDT / CBS News Add CBS News on Google Savers can safely and effectively grow their $10,000 by opening a long-term CD account now.
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