Here's how much interest a $10,000 long-term CD can earn now
A long-term certificate of deposit (CD) can provide significant interest earnings for savers looking to grow their money. With fixed interest rates, a $10,000 investment can yield returns ranging from approximately $629 to $4,661 depending on the term length. However, savers must be willing to forgo access to their funds during the CD's term to benefit from these returns.
- ▪A $10,000 long-term CD can earn between $629 and $4,661 depending on the term length.
- ▪Current rates for CDs range from 4.15% to 4.20% for various terms.
- ▪CDs are FDIC-insured up to $250,000 per account, providing security for savers.
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| Original publisher | CBS News — Top |
| Canonical URL | https://www.cbsnews.com/news/how-much-interest-10000-long-term-cd-earns-june-2026/ |
| Publication time | Fri, 29 May 2026 14:17:24 -0400 |
| Retrieval time | 2026-05-29T18:25:02.433Z |
| Last seen | 2026-05-29T18:25:02.433Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | XCrruJu9r08w · 5 stories |
| Cluster logic | Grouped by semantic title/content similarity across sources within a rolling window. Same-publisher template collisions are excluded from coverage comparison. |
| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
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| Indexing | May the item be indexed (stored, ranked, made findable)? | Allowed |
| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
Basis: Derived from the published RSS/Atom feed. Contact: [email protected]. Reviewed: 2026-07-24.
Opening excerpt (first ~120 words) tap to expand
MoneyWatch: Managing Your Money Here's how much interest a $10,000 long-term CD can earn now We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 29, 2026 / 2:17 PM EDT / CBS News Add CBS News on Google Savers can safely and effectively grow their $10,000 by opening a long-term CD account now.
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