Here's how much interest a $125,000 CD account can earn now
A $125,000 certificate of deposit (CD) account can yield significant interest earnings, with rates around 4% or higher. Depending on the term, savers can earn between $1,200 and $16,200 over three years. However, those needing immediate access to their funds or seeking higher returns through market investments may want to consider other options.
- ▪$125,000 in a 3-month CD at 3.90% can earn $1,201.32 upon maturity.
- ▪$125,000 in a 2-year CD at 4.16% can yield $10,616.32 upon maturity.
- ▪Savers should act now to take advantage of competitive rates before they change.
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| Original publisher | CBS News — Top |
| Canonical URL | https://www.cbsnews.com/news/how-much-interest-125000-cd-account-earn-now/ |
| Publication time | Thu, 28 May 2026 14:40:36 -0400 |
| Retrieval time | 2026-05-28T19:14:58.152Z |
| Last seen | 2026-05-28T19:15:08.770Z |
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| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
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| Cluster | XCrruJu9r08w · 5 stories |
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| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
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MoneyWatch: Managing Your Money Here's how much interest a $125,000 CD account can earn now We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 28, 2026 / 2:40 PM EDT / CBS News Add CBS News on Google Interest earnings on a $125,000 CD account will rise fairly quickly for savers. Tuomas Lehtinen/Tuomas A.
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