Here's how much retiring in 2026 could cost you in health care expenses
BOSTON - Americans retiring at age 65 in 2026 can expect to spend an average of $185,500 on health care and medical expenses throughout retirement, according to Fidelity Investments' 25th annual Retiree Health Care Cost Estimate. By the numbers: The estimate represents a 7.5% increase from last year and reflects broader trends driving up health care spending, including higher medical prices, increased use of health care services and rising costs associated with chronic conditions. RELATED: These Social Security recipients will receive 2 payments in July Despite the higher projected costs, Fidelity said Americans are feeling more optimistic about retirement overall.
- ▪BOSTON - Americans retiring at age 65 in 2026 can expect to spend an average of $185,500 on health care and medical expenses throughout retirement, according to Fidelity Investments' 25th annual Retiree Health Care Cost Estimate.
- ▪By the numbers: The estimate represents a 7.5% increase from last year and reflects broader trends driving up health care spending, including higher medical prices, increased use of health care services and rising costs associated with chro
- ▪RELATED: These Social Security recipients will receive 2 payments in July Despite the higher projected costs, Fidelity said Americans are feeling more optimistic about retirement overall.
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| Original publisher | FOX 10 Phoenix |
| Canonical URL | https://www.fox10phoenix.com/money/retirement-health-care-costs-2026-fidelity-estimate |
| Publication time | Fri, 24 Jul 2026 14:37:39 GMT |
| Retrieval time | 2026-07-24T15:55:28.244Z |
| Last seen | 2026-07-24T15:55:28.244Z |
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Here's how much retiring in 2026 could cost you in health care expenses By Chris Williams FOX Local Health Published July 24, 2026 7:37 AM MST Share Copy Link Email Facebook Twitter LinkedIn Reddit Published July 24, 2026 7:37 AM MST article A woman and a man sit together at a table with a tablet and talk. (Photo Illustration by Juliane Sonntag/Photothek via Getty Images) The Brief Americans retiring at age 65 in 2026 are expected to spend an average of $185,500 on health care during retirement.The estimate is 7.5% higher than last year because of rising medical costs and increased health care use.Fidelity says planning ahead and using tools like health savings accounts can help retirees prepare for future medical expenses.
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Excerpt limited to ~120 words for fair-use compliance. The full article is at FOX 10 Phoenix.
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