LexinFintech: Staying Bullish, But Understand The Skepticism
LexinFintech Holdings has experienced a significant decline of approximately 80% since its highs in March 2025, indicating strong investor skepticism. Despite this, the company reported a 6.6% year-over-year revenue increase in Q1 2026, along with growth in user numbers and loan origination. However, concerns about credit metrics persist as the stock trades at around 2.5 times its forward earnings per share.
- ▪LexinFintech Holdings has declined ~80% from March 2025 highs, reflecting severe investor pessimism.
- ▪Q1 2026 delivered early signs of stabilization with revenue up 6.6% year-over-year.
- ▪User and loan origination growth were reported, but credit metrics remain a concern.
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