Millions of homes in the U.S. are uninsured. NPR wants to hear your story
Millions of U.S. homeowners are going without insurance despite increasing risks from extreme weather events like wildfires and floods, often due to rising premium costs. The lack of coverage leaves families and communities financially vulnerable when disasters occur. NPR is inviting people to share their experiences with home insurance and the challenges of affording coverage. This initiative aims to explore how climate-related risks are reshaping homeownership and insurance access across the country.
Full article excerpt tap to expand
Climate Millions of homes in the U.S. are uninsured. NPR wants to hear your story April 28, 20265:23 AM ET By Michael Copley This aerial view shows residential lots cleared after homes were destroyed in the January 2025 Eaton Fire beside homes that are still standing in Altadena, Calif. ROBYN BECK/AFP via Getty Images/AFP hide caption toggle caption ROBYN BECK/AFP via Getty Images/AFP Even as homeowners face more extreme weather like recent wildfires, floods and tornadoes, millions of them are foregoing home insurance, often due to soaring costs. When homeowners lack adequate coverage, families and entire communities are exposed to profound financial risks as disasters strike. NPR wants to hear about your experiences with home insurance companies, as well as the decisions you're making about coverage as premiums rise. Climate Risk Hits Home It's harder to get home insurance. That's changing communities across the U.S. Your submission will be governed by our general Terms of Use and Privacy Policy. As the Privacy Policy says, we want you to be aware that there may be circumstances in which the exemptions provided under law for journalistic activities or freedom of expression may override privacy rights you might otherwise have. We will not use your submission in our story until we have communicated with you and obtained your consent to use the details that will be published. Sponsor Message home insurance extreme weather climate change Facebook Flipboard Email
This excerpt is published under fair use for community discussion. Read the full article at NPR Topics: News.
Discussion
0 commentsMore from NPR Topics: News
