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Millions of homes in the U.S. are uninsured. NPR wants to hear your story

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Millions of homeowners in the U.S. are currently uninsured, despite facing increasing risks from extreme weather events. Rising insurance costs are a significant factor contributing to this trend, leaving families vulnerable to financial hardships during disasters. NPR is seeking personal stories about home insurance experiences as part of their coverage on this issue.

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NPR Topics: News
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Climate Millions of homes in the U.S. are uninsured. NPR wants to hear your story April 28, 20265:23 AM ET By Michael Copley This aerial view shows residential lots cleared after homes were destroyed in the January 2025 Eaton Fire beside homes that are still standing in Altadena, Calif. ROBYN BECK/AFP via Getty Images/AFP hide caption toggle caption ROBYN BECK/AFP via Getty Images/AFP Even as homeowners face more extreme weather like recent wildfires, floods and tornadoes, millions of them are foregoing home insurance, often due to soaring costs. When homeowners lack adequate coverage, families and entire communities are exposed to profound financial risks as disasters strike.

Excerpt limited to ~120 words for fair-use compliance. The full article is at NPR Topics: News.

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