My fiance discovered a secret childhood stock account—what I learned about investing for your kids
To avoid such scenarios, it's important to educate your children about money early and often — and that starts with a baseline of good financial hygiene, says Lapp. "It's going to be a sliding scale with age, but it's those basic principles. Spend less than you make, put some of the excess away, invest it in something useful that's actually working for you and growing for you," he says.
- ▪To avoid such scenarios, it's important to educate your children about money early and often — and that starts with a baseline of good financial hygiene, says Lapp.
- ▪"It's going to be a sliding scale with age, but it's those basic principles.
- ▪Spend less than you make, put some of the excess away, invest it in something useful that's actually working for you and growing for you," he says.
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Story provenance
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| Original publisher | CNBC |
| Canonical URL | https://www.cnbc.com/2026/08/18/how-to-educate-your-children-about-custodial-accounts-and-trump-acccounts.html |
| Publication time | Tue, 18 Aug 2026 14:17:30 GMT |
| Retrieval time | 2026-08-18T14:20:48.340Z |
| Last seen | 2026-08-18T14:20:48.340Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | None |
| Cluster logic | Not yet clustered, or no peer story found in the clustering window. |
| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
Rights status (four layers)
WeSearch handling by dimension
| Indexing | May the item be indexed (stored, ranked, made findable)? | Allowed |
| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
Basis: Derived from the published RSS/Atom feed. Contact: [email protected]. Reviewed: 2026-07-24.
Opening excerpt (first ~120 words) tap to expand
To avoid such scenarios, it's important to educate your children about money early and often — and that starts with a baseline of good financial hygiene, says Lapp. "It's going to be a sliding scale with age, but it's those basic principles. Spend less than you make, put some of the excess away, invest it in something useful that's actually working for you and growing for you," he says. "Those basics are absolutely the most important thing."From there, if you are putting money into investments on their behalf, it's important to explain a few nuts-and-bolts lessons to your kids about the accounts they stand to inherit. One is the tax implications of the account they hold.
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Excerpt limited to ~120 words for fair-use compliance. The full article is at CNBC.
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