Should you open a CD account?
MoneyWatch: Managing Your Money Are CDs worth it? We may receive commissions from some links to products on this page. Read Full Bio Jessica Walrack March 8, 2023 / 3:46 PM EST / CBS News Add CBS News on Google CDs are currently offering significantly higher interest rates than traditional savings accounts.
- ▪MoneyWatch: Managing Your Money Are CDs worth it?
- ▪We may receive commissions from some links to products on this page.
- ▪Read Full Bio Jessica Walrack March 8, 2023 / 3:46 PM EST / CBS News Add CBS News on Google CDs are currently offering significantly higher interest rates than traditional savings accounts.
CBS News — Top files mainly under news. We currently carry 1,778 of its stories.
Story provenance
Source · retrieval · rights · ranking — open for full record
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Attribution is not the same as permission. This drawer separates discovery metadata, excerpts, WeSearch-generated summaries, reuse status, and whether the publisher receives the visit. Nothing here claims a legal grant the publisher has not made.
Record
| Original publisher | CBS News — Top |
| Canonical URL | https://www.cbsnews.com/news/are-cds-worth-it/ |
| Publication time | Mon, 27 Jul 2026 13:09:46 -0400 |
| Retrieval time | 2026-07-27T17:16:33.962Z |
| Last seen | 2026-07-27T17:16:42.634Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | NA_Bf4PT412j · 1 stories |
| Cluster logic | Grouped by semantic title/content similarity across sources within a rolling window. Same-publisher template collisions are excluded from coverage comparison. |
| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
Rights status (four layers)
WeSearch handling by dimension
| Indexing | May the item be indexed (stored, ranked, made findable)? | Allowed |
| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
Basis: Derived from the published RSS/Atom feed. Contact: [email protected]. Reviewed: 2026-07-24.
Opening excerpt (first ~120 words) tap to expand
MoneyWatch: Managing Your Money Are CDs worth it? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Jessica Walrack Jessica Walrack Jessica Walrack is a freelance contributor who covers a variety of personal finance topics such as investing and mortgage industry trends. Read Full Bio Jessica Walrack March 8, 2023 / 3:46 PM EST / CBS News Add CBS News on Google CDs are currently offering significantly higher interest rates than traditional savings accounts. Getty Images/iStockphoto A certificate of deposit (CD) is a type of savings account that requires you to deposit money for a set term.
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Excerpt limited to ~120 words for fair-use compliance. The full article is at CBS News — Top.