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Show HN: Delegare – let AI agents pay safely (x402, AP2 – base/USDC and Stripe)

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Show HN: Delegare – let AI agents pay safely (x402, AP2 – base/USDC and Stripe)

Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using St

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delegare.DocsGitHubSign inThe payment layer for AI agentsLet AI agents pay for things—safely.Give agents real spending power with hard limits they can't override. Users set the rules. Agents execute. Merchants get paid. Max 3¢ per transaction.Get started freeIntegrate as a merchantRead the docsFor BuyersYour agent orders dinner.You set a $30 food budget. Your agent finds a restaurant, places the order, and pays — automatically. You stay in control. It can never spend more than you approved.Set up your spending delegate →For MerchantsAccept payments from any AI agent.Add 5 lines of code. When an agent hits your API, Delegare handles authentication, spending validation, and settlement — via Stripe or USDC on Base. You get paid; they get access.See the integration guide →Built onStripeBase (Coinbase L2)USDCAWS<a href="https://www.youtube.com/watch?v=9ZAfqtAeco4" aria-label="Watch Delegare demo on YouTube">Watch &quot;<!-- -->Delegare demo<!-- -->&quot; on YouTube</a>WatchWatch: Delegare in 90 secondsHow it works01User sets the rulesConnect a card or crypto wallet. Set a monthly cap, per-transaction limit, and which merchants are allowed. Takes 60 seconds.02Agent gets a mandateYour agent receives a signed spending mandate — a cryptographic credential that proves what it's allowed to spend, with whom, and how much.03Agent pays autonomouslyWhen it's time to pay, the agent presents the mandate to Delegare. Limits are validated atomically. The payment executes on Stripe or Base.04Everyone gets a receiptThe merchant gets paid instantly. You get an immutable receipt. The mandate balance updates. Your card number is never exposed.Built for trustPeople are rightfully skeptical when money is involved. Delegare is built on strict boundaries and cryptographic guarantees so your agent can never go rogue.🛡️Hard Spend LimitsAtomic server-side counters enforce your budget to the cent. If your limit is $10, the agent cannot spend $10.01 — even under concurrent requests. Race conditions are mathematically impossible.🔒Zero Credential ExposureAgents never see your card number, private keys, or seed phrase. They hold a signed spending mandate— a scoped, revocable credential that proves what they're allowed to spend. Nothing more.✅Merchant AllowlistsEvery mandate is locked to the merchants you explicitly approve. A mandate authorized for an API provider cannot be used at a pizza shop. The agent has no way to circumvent this.⏳Auto-Expiration & RevocationMandates have a strict time-to-live and expire automatically. You can also revoke any active mandate instantly from your dashboard — the agent's access is killed in under a second.Payment railsOne integration, two settlement options. Delegare handles the authorization layer — you keep your existing payment stack.💳Fiat via StripeCredit cards, debit cards, and bank accounts. Settle in 190+ countries with Stripe Connect.✓ Stripe Connect onboarding✓ 135+ currencies✓ PCI DSS compliant⛓️Crypto on BaseUSDC stablecoin on Coinbase's L2. Instant settlement, no chargebacks, near-zero gas.✓USDC & USDT (6 decimals)✓ On-chain session key limits✓ Verified smart contract on BaseScanPricing3¢per successful transaction — or 3% under $1. Minimum 0.5¢ includes gas on Base.Delegare is not a payment processor — it's the authorization layer that makes your existing payments agent-ready. Think of it as the identity and permissions middleware between your agent and your money.Your Stripe or USDC setup stays exactly as it is. Delegare…

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