Trump administration launches token-backed mortgages to normalize bitcoin in home purchases
The Trump administration has introduced token-backed mortgages that allow borrowers to use Bitcoin or USDC as collateral for home purchases. This initiative, launched by Better Home & Finance and Coinbase, is backed by Fannie Mae, marking a significant step in integrating cryptocurrency into traditional lending. The program aims to provide a new option for homebuyers without the need to liquidate their digital assets, although payments must still be made in US dollars.
- ▪Better Home & Finance and Coinbase launched the first token-backed conforming mortgage on March 26, 2026.
- ▪Borrowers can use BTC or USDC as collateral for home loans, backed by Fannie Mae.
- ▪Payments, including down payments and closing costs, must still be made in US dollars.
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Trump administration launches token-backed mortgages to normalize bitcoin in home purchases A partnership between Better Home & Finance and Coinbase created the first conforming mortgage that lets borrowers pledge BTC or USDC as collateral, backed by Fannie Mae. Share Add us on Google by Editorial Team May. 22, 2026 window.sevioads = window.sevioads || []; var sevioads_preferences = []; sevioads_preferences[0] = {}; sevioads_preferences[0].zone = "01f21ccf-2092-46b1-9ac7-8c44cc782e0f"; sevioads_preferences[0].adType = "native"; sevioads_preferences[0].inventoryId = "c5700508-581b-472c-8fdd-a931cdbfc8e1"; sevioads_preferences[0].accountId = "1e47efc1-ec2d-4fca-a8b9-354e249e5095"; sevioads.push(sevioads_preferences); For decades, buying a house meant scraping together a down payment from a…
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