Trust ChatGPT With Your Finances? OpenAI Rolls Out Banking Integration
OpenAI has introduced a new feature in ChatGPT that allows users to connect their bank accounts for financial insights. This integration, powered by Plaid, enables users to track spending and receive personalized financial advice. The tool is currently available for $200-per-month Pro users in the US, with plans to expand to more users in the future.
- ▪ChatGPT can now connect to bank accounts to provide detailed financial insights.
- ▪Users can receive advice on budgeting and future financial goals by inputting specific prompts.
- ▪The feature is available for Pro users in the US and supports over 12,000 financial institutions.
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| Original publisher | PCMag |
| Canonical URL | https://www.pcmag.com/news/trust-chatgpt-with-your-finances-openai-rolls-out-banking-integration |
| Publication time | Sat, 16 May 26 13:13:03 +0000 |
| Retrieval time | 2026-05-16T13:20:18.553Z |
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Opening excerpt (first ~120 words) tap to expand
OpenAI’s ChatGPT has wormed its way into more and more parts of consumers’ lives, from work to their children’s education, and even mental health and romantic relationships. Now, the AI chatbot is turning its attention toward users’ finances.Consumers can now connect bank accounts to the chatbot using technology from fintech Plaid to get more granular details about where their money is going—for example, how much they are spending on food, entertainment, transport, or utility bills, as well as what upcoming payments they have looming on the horizon. It can also break down easily missed recurring expenses, like monthly subscriptions.According to the announcement, ChatGPT can now provide more forward-looking, financial adviser-style guidance.
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