What's the required minimum distribution from a $200,000 retirement account?
Retirees must calculate their required minimum distributions (RMDs) from retirement accounts based on their age and account balance. For a $200,000 account, the annual withdrawal amount increases as the retiree ages. Understanding these distributions is crucial for managing taxes and ensuring financial stability in retirement.
- ▪Required minimum distributions from retirement accounts vary annually based on the retiree's age.
- ▪For a $200,000 retirement account, the RMD increases with age, starting at $7,547 annually at age 73.
- ▪Retirees are expected to begin withdrawals at age 73, with amounts calculated using a formula based on life expectancy factors.
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MoneyWatch: Managing Your Money What's the required minimum distribution from a $200,000 retirement account? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 18, 2026 / 12:33 PM EDT / CBS News Add CBS News on Google Required minimum distributions from your retirement account will vary annually based on age.
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