Why learning financial literacy has to be part of the American dream: former CFTC commissioner
Caroline Pham, former CFTC commissioner, emphasizes the importance of financial literacy in achieving the American dream. She argues that access to capital is crucial for turning ideas into reality and that financial education is lacking in the U.S. Pham highlights how technology, particularly blockchain and Web3, can enhance financial transactions and community connections.
- ▪Caroline Pham is the chief legal officer of MoonPay and a former commissioner of the Commodity Futures Trading Commission.
- ▪Access to capital is essential for individuals to realize their entrepreneurial ideas and achieve the American dream.
- ▪Financial literacy is lacking in the U.S., with many citizens not being taught essential skills like managing accounts and investing.
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American Dreamers US News Why learning financial literacy has to be part of the American dream: former CFTC commissioner By Post Staff Report Published May 27, 2026, 1:38 p.m. ET See more of our coverage in your search results. Add The New York Post on Google Through July 4, The Post, in conjunction with the Milken Center for Advancing the American Dream, is featuring US citizens explaining what the American dream means to them in 2026 — including Caroline Pham, the chief legal officer of MoonPay and former commissioner of the Commodity Futures Trading Commission. Access to capital is everything. Because any one of us can have that bright idea — but how do we take that idea and … put it into action? How do we achieve the American dream? We can only do that with access to capital.
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