
Average five-year fixed mortgage rate hits 6% for first time in three years
There has been no change in the Bank of England base rate since December last year. Photograph: ColsTravel/AlamyView image in fullscreenThere has been no change in the Bank of England base rate since December last year. He said: “For some buyers, even a relatively small increase in monthly repayments can mean they have to reduce their budget or step back from a purchase altogether.
- ▪There has been no change in the Bank of England base rate since December last year.
- ▪Photograph: ColsTravel/AlamyView image in fullscreenThere has been no change in the Bank of England base rate since December last year.
- ▪He said: “For some buyers, even a relatively small increase in monthly repayments can mean they have to reduce their budget or step back from a purchase altogether.
2 outlets in our directory ran this story. All of the coverage we found sits in one bucket: centre. That one-sidedness is itself worth noticing.
- ▪ Average five-year mortgage rate hits 6% for first time in three years — BBC News — Business
The Guardian — World publishes from United Kingdom and files mainly under world. We currently carry 4,579 of its stories.
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Story provenance
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| Original publisher | World news | The Guardian |
| Canonical URL | https://www.theguardian.com/money/2026/oct/05/five-year-fixed-mortgage-rate-banks-building-societies |
| Publication time | Mon, 05 Oct 2026 11:39:37 GMT |
| Retrieval time | 2026-10-05T11:50:49.586Z |
| Last seen | 2026-10-05T11:50:49.586Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | V5zSf6mEcZC_ · 2 stories |
| Cluster logic | Grouped by semantic title/content similarity across sources within a rolling window. Same-publisher template collisions are excluded from coverage comparison. |
| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
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| Indexing | May the item be indexed (stored, ranked, made findable)? | Allowed |
| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
Basis: Derived from the published RSS/Atom feed. Contact: [email protected]. Reviewed: 2026-07-24.
Opening excerpt (first ~120 words) tap to expand
There has been no change in the Bank of England base rate since December last year. Photograph: ColsTravel/AlamyView image in fullscreenThere has been no change in the Bank of England base rate since December last year. Photograph: ColsTravel/AlamyMortgage ratesAverage five-year fixed mortgage rate hits 6% for first time in three yearsBanks and building societies raise prices as turmoil in bond markets increases expectations of base rate riseHilary OsborneMon 5 Oct 2026 07.39 EDTLast modified on Mon 5 Oct 2026 07.49 EDTSharePrefer the Guardian on GoogleThe average cost of a five-year fixed-rate mortgage has hit the 6% barrier for the first time in three years, as jitters in the money markets make the loans more expensive for lenders to offer.Figures from financial information provider…
Excerpt limited to ~120 words for fair-use compliance. The full article is at World news | The Guardian.