Average five-year mortgage rate hits 6% for first time in three years
The vast majority of homeowners and buyers have this kind of mortgage.Since the Iran war began, global economic uncertainty has been pushing up the cost of deals.Moneyfacts said that the biggest High Street lenders had made repeated fixed rate increases during September. Barclays increased selected fixed rates on four occasions, while HSBC, Lloyds Bank, Nationwide, NatWest, Santander and TSB each made three rounds of increases.It meant that the average rate on a new five-year deal was at its highest since September 2023. On two-year deals, the average rate is at its highest since December 2023. <p>A modern browser with JavaScript and a stable internet connection is required to view this interactive.</p> How much could my mortgage payments change?
- ▪The vast majority of homeowners and buyers have this kind of mortgage.Since the Iran war began, global economic uncertainty has been pushing up the cost of deals.Moneyfacts said that the biggest High Street lenders had made repeated fixed r
- ▪Barclays increased selected fixed rates on four occasions, while HSBC, Lloyds Bank, Nationwide, NatWest, Santander and TSB each made three rounds of increases.It meant that the average rate on a new five-year deal was at its highest since S
- ▪On two-year deals, the average rate is at its highest since December 2023. <p>A modern browser with JavaScript and a stable internet connection is required to view this interactive.</p> How much could my mortgage payments change?
2 outlets in our directory ran this story. All of the coverage we found sits in one bucket: lean left. That one-sidedness is itself worth noticing.
- ▪ Average five-year fixed mortgage rate hits 6% for first time in three years — World news | The Guardian
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| Publication time | Mon, 05 Oct 2026 09:54:57 GMT |
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Average five-year mortgage rate hits 6% for first time in three yearsImage source, Getty ImagesByKevin PeacheyCost of living correspondentPublished5 October 2026, 10:02 BSTUpdated 1 hour agoThe average interest rate on a new five-year fixed mortgage deal has hit 6% for the first time in three years, figures show.The cost of home loans has been rising in recent weeks, as lenders face higher costs amid international concern over rising prices, interest rates, and government borrowing costs.It means home buyers and anyone renewing a fixed deal have seen about 1,500 mortgage deals priced below 5% vanish since the start of September, according to the financial information service Moneyfacts.It described the situation as "brutal" for borrowers, with the average rate on five-year deals now at…
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