The student loan changes to know before Big Beautiful Bill changes kick in July 1

Business The student loan changes to know before Big Beautiful Bill changes kick in July 1 By Will Kenton Published June 23, 2026, 5:15 p.m. ET New York Post photo composite See more of our coverage in your search results. Add The New York Post on Google New York Post may be compensated and/or receive an affiliate commission if you click or buy through our links. Featured pricing is subject to change. Big Beautiful Bill student loans are about to go into effect, so borrowers better buckle up. Starting July 1, 2026, Federal student loan borrowers are about to enter a new era of repayment and borrowing rules. One that will have major consequences for both people who are already paying off loans, as well as families planning to borrow for the fall 2026 semester.

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