What are today's mortgage interest rates: April 30, 2026?
As of April 30, 2026, average mortgage interest rates rose to 6.37% for a 30-year loan and 5.75% for a 15-year loan, according to Zillow, following the Federal Reserve's decision to hold rates steady. Refinance rates also increased, with the 30-year average at 6.79% and the 15-year at 5.63%, making refinancing less attractive unless borrowers can secure a significantly lower rate. Market conditions after the Fed's pause may lead to further rate changes, so borrowers are advised to shop around and consult lenders directly.
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MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 30, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.
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